Text Banking

Now Pagoda offers even more ways to access your account to view balances,
check your history and transfer funds.

Mobile Banking

Our mobile site lets you securely view and monitor your account balances and transactions through your mobile phone. It’s secure, convenient, and it’s FREE.* To Access our Mobile Banking website from your phone go to http://www.pagodafcu.org/mobile/. (only available for smart phones)

Pagoda FCU mobile site is like having the convenience and security of Pagoda Online in the palm of your hand, at anytime, anywhere. As long as you have a Smartphone with Internet access, you can use the mobile site.

Don’t have Pagoda Online? Click Here to sign up.

*You may be charged access rates depending on your carrier. Web/Internet access is needed to use the mobile site. Check with your service provider for details on specific fees and charges. Pagoda Federal Credit Union is not responsible for these fees, and will not refund wireless data charges incurred.

OMG! Pagoda Federal offers FREE Text Banking!

OMG, LOL, BFF….so you may not know all of the “lingo” that comes with texting, but with our simple and secure text banking – you don’t need to.

PFCU Text Banking is the trendiest and most convenient way to view your balances, check your account history, transfer funds, pay your loan and so much more - right from your cell phone!

How to Use Text Banking

To sign up for text banking, log in to your Pagoda On-Line account (Sign Up for Pagoda On-Line now!) and click on NEW! Text Banking” link on the left hand navigation bar. When signing up for text banking, you will need to register your phone # and cell phone carrier.

To use text banking, send a text message to pagoda@cutxt.com from your cell phone.

Sample Messages

To receive your deposit balances (if your pin is 1234), text:
{BAL} {1234} to pagoda@cutxt.com

To receive your history for suffix X, Free Checking (if your PIN is 1234), text:
{HIS} {1234} {X} to pagoda@cutxt.com

Text Banking Guide:

To Receive Send This Text Message*
Account Balance BAL [your pin]
Account History HIS [your pin] [optional suffix]
Loan Balance LBAL [your pin] [loan suffix]
Loan History LHIS [your pin] [loan suffix]
Account Type List ACC [your pin]
Loan List LOA [your pin]
Check Clearing CHK [your pin] [check number] [optional suffix]
PIN Change PIN [your pin] [new pin]
Transfer of Funds TRN [your pin] [from suffix] [to suffix] [amount]
Payment on Loan PMT [your pin] [from suffix] [to loan suffix] [amount]
Set Default Account Type SET [your pin] [account suffix]
HELP followed by any code HELP [ACC] [HIS] [LOA] [CHK] [PIN] [ACCL] [LOAL] [TRN] [SET] or [PMT]
* Legend
account suffix - The account suffix you would like to use.
amount - The dollar amount of the transfer or payment.
check number - The check number you would like to search for.
from suffix - Your account suffix used for the source of funds for your payment or transfer.
loan suffix - Your loan suffix you would like to query against.
new pin - Your new access pin you would like to use.
optional suffix - By default your message will use the default account suffix. Include an account suffix here when you would like to use a different account suffix.
to loan suffix - Your loan suffix you would like to make a payment to.
to suffix - Your account suffix you would like to transfer funds to.
your pin - Your current access pin.
This credit union is federally insured by the National Credit Union Administration.