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Pagoda’s VISA Platinum just got better. Now every VISA cardholder receives rewards for all your purchases and balance transfers with our VISA Scorecard rewards program. Each dollar earns your points toward special gifts and travel. We also are now offering a 3.99% Introductory Annual Percentage Rate for new cardholders and balance transfers.

Visa Rates As Of June 1, 2014.

VISA with Scorecard rewards - Summary Of Terms and DISCLOSURE
Annual Percentage Rate For Purchases 3.99% introductory Annual Percentage Rate for 12 billing cycles on all purchases and balance transfers. 9.90% Annual Percentage Rate thereafter.
Variable Rate Information Does Not Apply
Grace Period For Repayment Of Balance For Purchases 25 Days
Annual Fee None
Transaction Fee for Purchases None
Cash Advance Fee None
Late Payment Fee $25.00
Card Replacement Fee $30.00
Minimum Finance Charge None
Method of Computing the Balance for Purchases Average Daily Balance (Including New Purchases)

  • $25.00 fee will be charges for any share drafts or checks returned due to insufficient funds.
  • Disclosures are accurate as of the print date and may be changed after that date.
  • Contact your Credit Union for any changes in the above information.
This credit union is federally insured by the National Credit Union Administration.
Equal Housing Lender
  Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 610-373-3840 for assistance. Products and services available on this website are available at our office located at 833 Washington Street, Reading, PA   19601.